Tag: disasters

An insurance broker works for you


Insurance claims are naturally made at a stressful time in your life. Whether it’s a minor fender-bender or something more serious it’s not a time when you want to be put on hold or waiting days to hear a response to your claim.

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Disaster-proof your business

Floods, fires and cyclones can cause huge devastation and disruption. Year on year, businesses are impacted by these events and unfortunately never recover. In fact, the United Nations Office for Disaster Risk Reduction estimates that natural hazards affect an average of 232 million people worldwide every year.

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What pushes premiums up and down?


The insurance industry can be confusing to the layman. When other industries are doing it hard, it can make big profits; but at the same time, it raises and drops premiums for reasons that sometimes don’t seem to make a lot of sense.

But that’s not necessarily always the case. It’s an industry governed by risk, capital and competition, and all three can affect each other in a number of ways.

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