Tag: Adroit Insurance (page 1 of 4)

What Your Broker Needs to Save You Time At Claim Time

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With any luck, you haven’t been put in a position where you’ve had to lodge too many insurance claims. But in the event things do go wrong, rest assured knowing your insurance broker is there to make the claims process as painless as possible.

One thing you might be wondering is what you’ll need to have on hand when you do need to make that call to your broker. We’ve put together this handy guide to help you be prepared for a few standard questions they’ll have.

-The 4 W’s

Who, What, When & Where. You’ll want to have details of who was involved, what you’re claiming on, what happened, when it happened and where it happened.

-Photos

If you have them, photos can be crucial to your claim. In the case of property damage, you’ll need to provide as much visual proof as possible.

-Evidence

Hold onto receipts for expensive items (scanned copies are sufficient). These can be critical to the smooth running of your claim and sometimes your policy will require proof of purchase in the case of theft or damage.

 

Your broker will do the legwork for you in terms of processing the claim, but having these things on hand will speed up the process (making it less likely that they’ll have to ask for them later!) Of course, each claim is different, that’s why having a dedicated broker is so important. They know your policies and your needs and can tell you what you may need that’s unique to your case.

 

Adroit Golf Day Capital Grant

PEOPLE PAGE_ADRIOT Insurance Group MD Andrew Locke, CEO Geelong Community Foundation, Gail Rodgers, CEO Barwon Child Youth

We will host our 16th Annual Charity Golf Day at 13th Beach Golf Links, Barwon Heads on 23rd November 2017. Since its inception, the event has grown to one of the largest in the Geelong fundraising calendar, raising over $900,000 for local causes.

We have enjoyed a long, fruitful relationship with the Geelong Community Foundation, including as community partner of the Adroit Charity Golf Day. In this role, the Foundation has supported Adroit to distribute funds raised to worthy local causes, for example, $61,000 of the $100,000 total raised in 2016 was donated to Barwon Child Youth & Family (BCYF) to fund the refurbishment of the Street Surfer Bus.

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In previous years funds have been donated to projects such as the development of the St Laurence Sensory Garden Project, Karingal Life Long Learning & Education room and St John of God Hospital. The funds raised from this charity event have supported many projects and will have far reaching benefits in our community for many years to come.

The establishment of the $100,000 Adroit Golf Day Capital Grant will provide a new significant grant opportunity for community organisations. The Foundation will offer the Adroit Golf Day Capital Grant Program to community organisations based on a number of requirements, with applications for the closing Friday 7th July 2017.

We are very excited for this new avenue established for giving back to our community. For all application information and requirements, please visit the Geelong Community Foundation.

Four ingredients for a great partnership

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Great partnerships often start with a realisation of shared interests, some good company, a passion for the local community, and of course, a glass of wine!

We are proud to officially announce our formal partnership with the Geelong Wine Association for 2017.

Adroit Insurance Group (insurance brokers), Coulter Roache (lawyers), Fluid (brand, communication, digital design) and West Carr & Harvey (accountants) have come together to support and celebrate the Geelong Winegrowers Association and its members.

This partnership was born out of recognition of our shared commitment to supporting local growers in the region and helping bring the broader community together to celebrate their offerings and achievements.

The Geelong Winegrowers Association represents a community of over 35 fantastic wineries across the Bellarine Peninsula, Moorabool Valley and Surf Coast.

As part of this partnership, we will be jointly supporting two major annual events in the Geelong wine calendar, the Winter Shiraz Weekend and Toast to the Coast.

These iconic events are recognised for bringing people together, from near and far, to support and sample the best of our local region.

The Winter Shiraz Weekend takes place on 8 & 9 July 2017. Wineries throughout the region will be taking part by offering up open fires, award winning Shiraz and hearty winter fare.

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Toast to the Coast is held over 4 & 5 November 2017 and is a festival of good music, fine local produce and award winning wines. Buses between the participating 25 wineries offer a hop on hop off service so you can relax and enjoy your day.

We are excited to be a part of this unique partnership and look forward to seeing you at these events!

 

Why do you need Medical Indemnity Insurance?

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Medical Indemnity Insurance is more than a compulsory condition of registration for all medical practitioners in Australia – it’s imperative to keep you safe.

As a doctor, your Medical Indemnity Insurance covers both you and your patients if something potentially goes wrong during a medical procedure or whilst in medical care resulting in harm to a patient

So, is all Medical Indemnity Insurance cover the same?

In short, no. It is important to ensure there are no gaps in your level cover and that both you and your patients are fully protected.

Does your current Medical Indemnity Insurance policy cover some of the basic such as;

  • Needle stick cover
  • Medico legal hotline
  • Automatic “Tail” cover
  • Reputational protection
  • Privacy breach protection
  • Medicare fraud audits
  • Health fund investigations
  • AHPRA investigations
  • Removal from proceedings Hospital inquiries
  • Government inquires
  • Coronial inquires
  • Subpoenas for medical records

If your current level of cover has you asking questions, then Adroit Insurance Group is here to help.

With an Insurance Solution that has been developed with partners Berkshire Hathaway, the world’s largest medical indemnity insurer for Doctors, 24-hour legal support and a fully managed claims process – you’ll be sure to have your mind put at ease.

Take advantage of our limited offer of 14 months coverage for the cost of 12! Contact your Adroit professional risk specialist Anthony Di Fiore for a free no obligation insurance review on 03 9816 2112 or anthonyd@adroitig.com.au

Review Before You Renew

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We all have things we subscribe to that end up not fitting our needs down the road. Maybe it’s that magazine you subscribed to back in 1992, or the gym membership that you haven’t used since you finally started fitting back into those jeans. Your insurance policy shouldn’t get lumped in with these things.

It’s one of those things that’s misunderstood; your policy is not something that you just set and leave as it is. It’s something that you should always be reviewing, in conjunction with your broker. – Damon Edwards, Branch Manager.

 

Insurance policies renew automatically, but you’ll be notified by your insurance broker or financial adviser before that happens to see if anything has changed. This is the perfect opportunity to review your insurance policies and ensure your coverage still suits the needs of your business.

Here are a few examples of changes that could affect your insurance cover:

  • A significant increase (or decrease) in revenue
  • A significant increase or decrease in stock
  • A purchase of a new asset like a property or piece of machinery
  • A change in business activity
  • A change in market conditions

These business milestones, like growing your staff, opening a new store or upgrading to the latest equipment, are exciting. They can change your life and improve the profitability of your business. As much as they change the way your business operates, they also change the requirements of your insurance policy – and sure, that takes some of the romanticism out of it, but these are the assets you’re working so hard to protect.

Life grows along with you, so make sure you enable your insurance policies to do the same. Your Adroit Insurance Broker or Financial Adviser will get in touch with you to review your insurances, so take that opportunity to update them on any changes in your life or your business. If your broker or adviser doesn’t do this, talk to one of our trusted Adroit Brokers for a free no obligation insurance review.

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